All right you've already got a lot of good advice, but here's my 2 cents anyways. Two set ups ( plus what ever bass gear you have i.e. 10 or 12lb, 6 1/2'- 7 1/2').

#1 8' Allstar, rated12-30lb (around $119) w/ a Diawa SL20sh ($99 - $110). This set-up will fish 12-20lb easily.
Uses: 3 B's, plus Tuna and Yellowtail up to around 30lbs.
This will cover bait and rubber well.

#2 8' or 9' Seeker with cork wrap, rated 15-40lb ( cost depends
on model, Black Steel is their best, and they are amazing, they go for about $179, their Classics go for about $129)
w/ Shimano TLD 15/30 (costs $99) This set-up will fish
just what the reel claims 15-30lb.
Uses: heavier applications for the 3 B's, same size + on the Tunas and Yellowtails.
You can fish bait, bigger rubber, and it will do for a jig stick until you can buy one.

Both set-ups can be used to expand in many directions. With them you are covered for just about anything (except for rock codding) within overnight range. With a little maintenance they can last you for many many years.

Amish Ed