I was on the water yesterday for a few hours in frigid drizzle. Water temps were down as low as 48.7 degrees. When surface temps finally dip into the 40s this time of year, I often make the switch from swimbaits to other lures, mainly jigs. I'm going to try to stick it out with swimbaits tomorrow, though.
Anyone found any successful adjustments you can make to get bit on swimbaits in cold water like this?